2017 was a Record Year for us!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Cape Coral, Cape Coral Home for Sale, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Florida Real Estate, Fort Myers Real Estate, Home Selling tips, Real Estate Market, Sell Your Home Now, Selling a Home in SWFL, Selling your Home, SWFL Home Sales, SWFL Home Selling Advice, SWFL Home Tips, SWFL Real Estate Advice

2017 was a record year for RE/MAX Realty Team’s Bob Ashworth PA as we helped welcome many new neighbors into our sunny Southwest Florida communities.

While it was a great year overall, it was truly remarkable for our home sellers. We negotiated contracts that earned our sellers, on average, 98.5% of the list price. This is more than a full percentage point higher than the MLS average. It pays to know the market. We use that knowledge to accurately price a home and negotiate a deal that nets you the most amount of money the market will bear.

We know how to determine the value of your home, and how to promote it in a way that minimizes the time it’s on the market. Our properties spent, on average, 44 fewer days on the market than listings from other realtors. Over half of our properties were sold less than a month from listing, with over a third sold within two weeks. When you list with us, we get you what your home is truly worth in a fraction of the time of our competitors.

While 2017 was a great year for us, and more importantly, for our clients, we’re not going to rest on our laurels.  We’re out to make 2018 even better, and we hope you’ll give us the opportunity to show you why nobody achieves better results than Bob Ashworth PA!

2017 Home Sales Map

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. If you found this article interesting and know someone else that might benefit from it please feel free to share!

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We invite you to like us on facebook, connect with us on Google+, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

 Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

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Top 5 Things You Should Know as a Home Seller about buyers!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Home in SWFL, Buying a Home SWFL, Cape Coral, Cape Coral Home for Sale, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, FL Real Estate Market Update, Florida Housing Market, Florida Real Estate, Fort Myers News, Fort Myers Real Estate, Home Selling tips, Homes for Sale SWFL, Lee County Homes, Real Estate Advice, Real Estate Market, Real Estate News, SWFL Home Sales, SWFL Home Selling Advice, SWFL Home Tips, SWFL Homes for Sale, SWFL Market News, SWFL Real Estate, Uncategorized

Home Selling Tips Cape Coral

Home Selling Advice Cape CoralTop 5 things home sellers don’t know about buyers, but need to.

  1. Home buyers decide to not buy your home before they ever see it in person.

Let’s face it, virtually no one buys a home site unseen. What sellers don’t realize however is that more than 90% of all buyers shop homes online. Now they may not decide to buy your home after only viewing it online, however they do decide NOT to buy your home after only viewing it online.

Case in point. Three of my last four buyers viewed less than 4 homes in person before entering into a contact to buy one of them. They weren’t uninformed buyers! They performed their due diligence online and didn’t waste time viewing homes in person that didn’t meet with their approval online. The quantity and quality of your online presence matters more than you know!

  1. When buyers actually visit your home in person, it’s just a commodity to them. A house if you will, but not a (their) home. Buyers establish an emotional connection to your house (now seeing it as their home) once they decide to sign their names to an offer to purchase. Never before though.
  1. Buyers who view you home in person, know in less than 5 minutes from arriving that they do not want to buy your home. 
  1. Buyers almost never offer as much for your home as they are willing to pay. They offer what they hope you might accept. How much they are willing to pay can only be determined after an effective negotiation. (If you’re not an experienced, highly effective negotiator who knows the local market inside and out, hire a Realtor who is.)
  1. Buyers are uncomfortable getting a feel for your home, when you are present during showings. Oh they may be polite, but they can’t wait to get out of there so they can say to their agent “wow that was weird”. Hint: if you must let them in, take a walk down the street so they can get a feel for your house to see if it might suit them as their home. Buyers shop within a range of specifications, but they buy based on emotion. It has to FEEL right!

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We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

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Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

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7 Open House Tips by RE/MAX

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral, Cape Coral Condo For Sale, Cape Coral Home for Sale, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Condo for Sale, Florida Housing Market, Florida Real Estate, Fort Myers News, Home Tips, Homes for Sale SWFL, Open House Tips, Real Estate Advice, Real Estate Market, Real Estate News, Realtor, SWFL Home Tips, SWFL Market News, SWFL Real Estate

Bob Ashworth Open House

7  Things Buyers Can Expect at an Open House

Home Buying Tips SWFLTouring homes can be one of the better parts of the home buying process. For a brief moment you can envision your life in what might be your new home! Still, stepping into someone else’s home, especially during an open house, can be intimidating. Here’s what you can expect:

1. To be asked to sign in.
The agent will ask you to sign in with your contact information so he or she can follow up. Of course you are free to decline.

2. To remove your shoes.
After all, the homeowners has worked hard to make the place sparkle. Tracking dirt onto the carpet or hardwood destroys their effort.

3. (Not) to meet the seller.
Sellers working with an agent usually leave during open houses. This provides you the opportunity to explore free from the distraction of a hovering owner.

4. To scope out the competition.
The number of other people touring the home (and the amount of traffic throughout the day, which you can track on the sign-in sheet if you visit on the late side) can give you a good indication of the level of interest in the property.

5. To wait your turn.
If there are several groups during your visit, wait for them to leave a room before you enter. It’s a great chance to eavesdrop as they may ask the Realtor questions you hadn’t thought of, or comment on features you might not notice yourself.

6. To meet the neighbors.
Chances are, they’ll stop by for a peek. Ask them about the neighborhood. They’re the experts, after all.

7. To hold your tongue.
The Realtor will most likely ask you questions about your home search. Be savvy about what you reveal. Don’t give away any information that could compromise your bargaining power.

Not all homes on the market hold an open house. To expand your touring options, consider working with a buyer’s agent. Talk to Bob Ashworth today about your home buying needs in Southwest Florida. Click here to view original RE/MAX blog post.

Bob Ashworth Remax Realtor SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

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Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
Southwest Florida, Gulf access, Waterfront, Lots, Homes & Condos
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

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Not all Real Estate Agents are Created Equal

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral, Cape Coral Home for Sale, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Florida Real Estate, Florida Real Estate News, Fort Myers Real Estate, Home for Sale SWFL, Home Tips, Homes for Sale SWFL, North Fort Myers Real Estate, Real Estate Advice, Real Estate Market, Real Estate News, Realtor, SWFL Home Tips, SWFL Real Estate

SWFL Home Buying Tips

Should home buyers call the listing agent when making a home purchase?

The short answer is NO!

Cape Coral Home Buying TipsBeyond that, let me start by stating the obvious, that all real estate professionals are not created equal. While you certainly may end up dealing with an agent who is helpful and honest, he or she has made a commitment to represent the seller’s best interest in the sale of their home.

It’s like going to court and using the other side’s attorney. Think about it, you just wouldn’t do it! Oh sure, a few buyers believe that if they deal directly with the listing agent, that they will be able to get the home for a lower amount because the agent will reduce their commission with not needing to pay a cooperating broker. While this may occur, don’t count on it! Though regardless, there is still no experienced real estate pro protecting your interest.

In all honesty, many buyers don’t have any idea the ways in which a good experienced real estate professional looks out for their interest in a contract negotiation. Most buyers think that the price is about the only thing in play. Wrong! Every real estate transaction is about price and terms, including timelines for inspections, appraisal, loan approvals etc. My experience tells me that all buyers need guidance. Even those who don’t think they do. Sometimes especially those who don’t think they do!

Bob Ashworth photo cardIn addition, effective negotiating takes practice. Most people buy or sell one or two, maybe three homes in a lifetime. A full time real estate professional is writing and negotiating real estate contracts every week. If you have your thumb on the pulse of the market and negotiate dozens to hundreds of deals every year, go ahead and make an offer with the list agent. Otherwise, tap into the experience of a good buyers agent assist you with your real estate purchase. The best agents of course are the ones who list and sell homes as well as work with buyers to make a purchase. For instance, I use my experience with buyers on other listings to counsel my sellers on the current mindset of the buying public, and vice versa.

As an added bonus, in virtually all cases, including shopping for a builder to build your new construction home whether it be on your own lot, a lot you purchase, or a home in a developing community; your agent’s commission will be paid by the seller, or builder as the case may be. What many people fail to realize is that the Multiple Listing Service or MLS, is the greatest networking platform ever devised. All Realtor listings get uploaded into the MLS by the listing agent, with a cooperating commission amount clearly displayed to any and all other Realtor’s in that area. While the listing agent may not yet have a buyer for that new listing, maybe one of the thousands of agents associated with the MLS is already working with a buyer looking for a home just like that.

So the next time you are going to buy a home, commit yourself to working with a good experienced Realtor. If it’s SW Florida where you’re buying, I’ll be happy to help you. My pledge is that I will never try to sell you a home; I’ll help you buy one. The one that is right for you and your budget.

AnythingLessBanner

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. If you found this article interesting and know someone else that might benefit from it please feel free to share!

SWFL Real Estate

We invite you to like us on facebook, connect with us on Google+, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

Experience Matters – I Can Help You Sell Your Home!

Posted in Beach Holidays, Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Cape Coral, Cape Coral Condo For Sale, Cape Coral Home for Sale, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Florida Housing Market, Florida Mortgage News, Florida Real Estate, Florida Real Estate News, Fort Myers News, Fort Myers Real Estate, Home for Sale SWFL, Home Selling tips, Homes for Sale SWFL, Housing Market Update, Real Estate Advice, Real Estate Investment, Real Estate Market, Realtor, Sell Your Home Now, Selling a Home in SWFL, Selling your Home, SWFL Foreclosures, SWFL Home Sales, SWFL Home Selling Advice, SWFL Home Tips, SWFL Homes for Sale, SWFL Housing Update, SWFL Market News, SWFL Real Estate

bob-remax-sign

Let the SWFL Real Estate Expert Help you Sell Your Home!

Bob Ashworth photo card 2Listening to a radio ad by John Morgan of Morgan & Morgan Law Offices reminded me that I work in a very similar way as Morgan & Morgan.

This particular ad focused on helping people with legal problem while shouldering all the expenses along the way. All of the legal filings, depositions, investigatory work etc. Mr. Morgan claims that he will do all the work necessary to reach successful conclusion to your case, or you owe him nothing!

This is the exact same offer that I pose to everyone of my sellers. I will use my knowledge, skills and experience to market your home. Guide you in contract negotiations, then manage the myriad of items necessary to reach a successful closing on your home, or you owe me nothing!

If you are thinking about selling your home, call me to discuss how my Unique Home Selling System will ensure that you get the most amount of money from your sale in the least amount of time that the market will bear.

If on the other hand you are planning to make a home, land, condo or new home construction purchase you’re in luck. As in virtually all cases, you can take advantage of my experience, tap my knowledge and in general have me help you make the right choice for you and your budget, and the seller or builder / developer, as the case may be, will pay my commission. Why would anyone you pass that up?

The bottom line is there is good experienced professional help available. If you buy or sell a 1/2 dozen homes a year, you may be able to go it alone. If you’re like most people who buy or sell a 1/2 dozen homes in a lifetime, call me to help you. On average I’m helping either a buyer or seller close on a Southwest Florida property 2 or 3 times a month, and have been for over 10 years. Experience matters! Put it to work for you..

Bob Ashworth Remax Realtor SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
Southwest Florida, Gulf access, waterfront, Lots, Homes & Condos
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Average Days on Market to Sell a Home

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Home SWFL, Cape Coral Home for Sale, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Florida Real Estate, Florida Real Estate News, Fort Myers Real Estate, Home for Sale SWFL, Real Estate Advice, Sell Your Home Now, Selling a Home in SWFL, Selling your Home, SWFL Home Sales, SWFL Home Selling Advice, SWFL Home Tips, SWFL Homes for Sale

Home Sales Tips SWFL

Everyone want to know how long it takes to sell a home!

I get asked a lot – How long will it take to sell my home? or What is the average days on the market to sell a home?

Homes for Sale Cape Coral FLWhat is the average days on the market? Is a question on most sellers minds prior to listing their home for sale.

They confuse 90+/-  days of average time on market with meaning that most homes, or more importantly their home will take 90 days to sell. 90 days average means that many homes (the ones that were priced right) sold in the first 2 to 4 weeks on the market, however many others sat on the market unsold for 4, 5, or 6 months or more, which then helps comprise the average days.

If the Realtor that you are interviewing concurs that the average days on the market are, whatever they are, and that yes you should expect to sell in and around that time frame, you need a different Realtor!

Besides who wants average anyways?

Home ValueHere’s the bottom line. A home that is priced right for the current market, well exposed and marketed with good quality photo’s and a virtual tour, should expect to be under contract, or pending sale as some call it, within the first 2-6 weeks max on the open market.

In most markets and certainly here in my market in SW Florida, Cape Coral, Fort Myers and Lee County there is a large pool of buyers anxiously waiting for the right home for them to come on the market. Most buyers do their due diligence of visiting many homes before making a purchase decision. So the supply of homes that is on the market and therefore “unsold” for one reason or another, has been vetted by the pool of buyers. When we list a new home for sale that is priced right, boom! The pool of buyers immediately notice the new listing. If we hit the price right, multiple showings will begin and offers to purchase will follow.

The bottom, bottom line! Most sellers are unwilling to accept what the true value of their home is when they first list it for sale. So, we list a little higher than we should, then after 4-8 weeks when the seller begins to realize that maybe it’s priced higher than the buyers are willing to pay, they agree to reduce it. Homes are not like beef or wine. They don’t need an aging process to make them more enjoyable or desirable.

How many days will your home be on the market? Well that’s entirely up to you.

bob-remax-sign

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Rent To Own in Cape Coral Florida

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Cape Coral, Cape Coral News, Cape Coral Real Estate, Cape Coral Realtor, Florida Real Estate, Florida Real Estate News, Fort Myers News, Homes for Sale SWFL, Real Estate Market, Real Estate News, Realtor, SWFL Home Sales, SWFL Home Tips, SWFL Market News, SWFL News, SWFL Real Estate, SWFL Rentals

Rent to Own SWFL

WELCOME TO A NEW PATH TO HOME OWNERSHIP!

Are you close to being able to buy a home but aren’t quite ready? Did you just move to Cape Coral and aren’t sure where you want to live? Do you need to rent right now but really want to buy a home in a couple of years? Home Partners’ Lease with a Right to Purchase Program may be right for you.

Home-Partners-Logo

HOW THE PROGRAM WORKS

The program is very simple: you apply on Home Partners of America’s website, and if you’re approved, we help you find the home you want in Home Partners’ Program. Home Partners buys the home and rents it to you, and you have five years of rent certainty with only a one-year financial commitment on the lease.

And most importantly, you can buy the home that you selected from Home Partners at a price established when you enter the Right to Purchase Agreement, in accordance with the terms of the Agreement. This is an exciting opportunity, and we urge you to apply to the Lease with a Right to Purchase Program if you think it sounds like a good match for you. You can find more information on their website.

home-partners-of-america-blog-photo

Click here to read more about this wonderful Rent to Own program brought to you by Bob Ashworth Remax Realty Team. As always, we encourage you to call Bob directly at 239-425-2503 with any questions or concerns or to just find out if this is really a good fit for you. If you know of anyone that could benefit from this information please feel free to share it with them. Thanks in advance for subscribing to our blog and allowing us to share this valuable information with you!

Bob Ashworth Remax Realtor SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

Getting the Most Money for your Home!

Posted in Bob Ashworth, Bob Ashworth Realtor, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, FL Real Estate Market Update, Florida Housing Market, Florida Real Estate, Fort Myers Real Estate, Home Selling tips, Home Tips, Real Estate Market, Sell Your Home Now, Selling your Home, SWFL Home Selling Advice, SWFL Home Tips, SWFL Real Estate

SWFL Home Selling Tips

Pricing your home to sell for max amount.

There are a number of important factors to selling your home for the highest amount of money possible. Effective marketing of course is important, but so is pricing the home correctly for the market conditions that exist.

Cape Coral Remax Homes for SaleIn my business of listing homes for sale in and around Cape Coral & Lee County, Florida, I encounter sellers all the time who are unwilling to price their home for the market. There’s a plethora of excuses though mostly it’s due to a lack of understanding of what it actually takes to sell a home.

Most sellers think that they have to leave enough room between their list price and the price that they are willing to sell for so that the buyer can feel like they made a good deal in the negotiation. While it’s true that buyers rarely offer what they are willing to pay, they are also expecting the seller to counter offer and meet somewhere in the middle. Let me clarify that by saying somewhere in the middle doesn’t necessarily mean the middle. It just means not the list price, but certainly not the offer price. There’s more to it than that.

Nearly all buyers get to know the market by home shopping for a bit before finding the home they wish to offer on. They are at a distinct advantage over the sellers who typically haven’t actually seen any homes on the market other than their own.

Sellers and buyers for that matter, aren’t necessarily skilled at the art of negotiation. Oh sure most of them think they are, but they don’t know what they don’t know.

A couple of recent scenarios come to mind.

Lee County Home Selling tipsScenario #1

The first one is a nice listing in SW Cape Coral not on a canal but in a desirable neighborhood across from sailboat access to the Gulf of Mexico canal homes. My discussion with the owner prior to listing was about, of course, my marketing plan – My Unique Home Selling System. We also discussed my professional opinion of the homes market value along with data to support my opinion. The opinion was that the home’s fair market value was right around $250,000. Maybe a little more maybe a little less, but not less than about $245,000. I recommended a list price of $259,000, the seller insisted on $269,000. So I listed the home at $269,000 with the caveat that if that price doesn’t work with the buyers after a couple of months that we would have to reduce it to get it sold.

A home priced right is half sold!

So even though this home was just a little overpriced, we never got any offers on it. We had a number of showings. Fifteen plus in fact, but no offers. Finally after nearly 6 months on the market the seller reluctantly agreed to reduce the list price to my originally suggested price of $259,000. Miraculously within 2 weeks we had a good solid offer in hand. A negotiation ensued and we were able to get the buyer to pay $254,000. We didn’t need to wait six months for the same outcome that we could have attained earlier had we priced it right from the start or shortly there after.

So, don’t hire a professional to help you get a job done, then ignore his counselling. It’s just a waste of everyone’s time.

Selling Tips SWFLScenario #2

A recent listing where the seller is motivated to sell but needs to get every last dollar possible as he is forced to sell at a loss. My professional opinion on the value of his home is $114,000 +/-. I indicated that we might need to price it at $119,900 to get activity, but let’s try $125,000 to start as I never want to under price a home. Low and behold 2 weeks into the listing, hundreds of online views by buyers, though not a single showing request.

I advised the client that we should now reduce to the $119,900 price point to stimulate activity. He took my advise and granted the reduction. Within 8 hours we had 2 showings set up. Within the first week at the new price we’ve had 6 more showings with a couple of buyers considering an offer.

How can I help you realize your highest sale price possible? Lets get together for a no pressure market analysis and marketing plan where we can discuss your situation.

SWFL Remax Real Estate Services

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. If you found this article interesting and know someone else that might benefit from it please feel free to share!

SWFL Real Estate

We invite you to like us on facebook, connect with us on Google+, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

Shortening the Life Span of your Mortgage!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Early Mortgage Pay Off, Florida Mortgage News, Money Saving Tips, Mortgage Advice, Mortgage Changes, Mortgage News, Mortgage Tips, Real Estate Advice, Real Estate News, SWFL Home Tips, SWFL Mortgage Tips, SWFL Real Estate, Uncategorized

Holding house keys on house shaped keychain in front of a new home

How to pay off your 30 year mortgage in 15 years.

Paying off your mortgage in half the time is easier than you think. Actually, it’s really quite simple, although this advice is rarely ever given to the public. Every one of my clients who closes on a home with me on a 30 year mortgage loan receives this guidance from me and today I want to share it with you.

Early Mortgage Pay OffSurely the main reason that most home buyers select a 30 year loan over a 15 year term is not because they prefer to pay the mortgage twice as long. They make this choice because of its affordability since a 30 year loan has a much lower monthly payment than a 15 year one. The other reason to choose a 30 year over a 15 year is more flexibility. If you’re committed to a 15 year term with your home loan lender when some unforeseen event occurs where all of a sudden your income drops will mostly likely be stuck making the higher payments. This also means you will be unable to refinance into a 30 year which would lower your payments. However, If you were committed to a 30 year mortgage and make additional principle payments on your own, you can immediately halt the additional principle you’ve been sending to conserve cash.

Let’s take a look at the two different options using a $200,000 mortgage loan as the example. For simplicity sake I’ll leave out real estate taxes and insurance and instead just focus on the principle and interest associated with the two different loans. I’ll also use a typical interest rate in today’s market (summer 2014) for an owner occupant home loan.

Mortgage Pay Off Calculator SWFLA $200,000 loan with a 30 year payback at 4.125% would be $969 per month

A $200,000 loan with a 15 year payback at 3.375% would be $1,418 per month

The simple formula is just this. Every month when you review your mortgage loan statement from your lender, find the amount of the payment that is slated to go towards your principle. Hint: it’s usually the smallest amount of all!

The first monthly payment on your $200,000, 30 year loan at 4.125% will be $969 plus or minus a few cents, and not including taxes and insurance. Of that $969, only $282 will go towards your principle balance. Now while your payment will remain the same for the life of the loan, the amount that goes towards principle and interest will change as your principle balance is reduced.

Add $282 to your payment. You’ve just made 2 months of payments. Do this same thing every month, and your 30 year or 360 month mortgage just became 15 years, or 180 months.

Cutting home loanFurther examples:

Next payment the very following month –

Now because you made 2 principle payments, one that was required, and one that was your extra, your new principle balance is now $199,436. Your required payment is still $969 but the amount that will now go towards the principle is $283. Only $1.00 more, but at this pace you’ll pay off your 30 year mortgage in 15 years.

Yes, of course as time goes on the additional principle does become more of a burden. Although it will get better down the road. And at that point you’ll have made quite a dent in not only your principle balance, but in the years required to be mortgage free.

Final example:

5 years or 60 payments made, each including an extra month of principle. Your principle balance will be approximately $160,000 as opposed to $180,000 had you not been making the extra payments. When your principle balance is around $160,000, the required payment is still $969, though $415 +/- is what is going towards principle now. If you’re still committed to a 15 year payoff, your extra principle payment is more than it was in the beginning, but remember; all these principle payments are equity in your home.

Even if you are not able to continue to increase the amount of your extra payment, you’ve dramatically reduced your balance and, your loan will pay off years ahead of schedule saving you thousands of dollars in interest.

bob-remax-sign

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like me on Facebook    Follow me on Twitter    View my profile on LinkedIn    Visit my blog

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
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6 Saving Money Home Tips

Posted in Bob Ashworth Realtor, Cape Coral Real Estate, Cape Coral Realtor, Home Saving Tips, Home Selling tips, Home Tips, Improving the Value of your Home, Investment Advice, Money Saving Tips, Real Estate Advice, Real Estate Investment, SWFL Home Tips

Home Investment Tips

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. Today I would like to share some valuable tips with you on how to save money and make the most of your home investment.

6 Tips To Help Save Money at Home

A house is probably the biggest investment most people will ever make. And equally, the money spent in day-to-day living in a house probably adds up to be some of the greatest expenses for most people. Here are some tips for reducing the expenses of having a home:

energy-star-applianceReplace old appliances with new ones. New appliances require an immediate outlay of cash but the reduction in utility cost may astound you. Look for appliances that rate the government’s Energy Star label at www.energystar.gov. Saving energy is saving money. Any appliance 15-20 years old should be replaced.

• Insulate your home. Insulation material isn’t particularly expensive but paying someone to put it in your home can be. So learn how to insulate your home yourself and you’ll see a reduction in heating and air-conditioning costs for as long as you own the home.

• Learn to do it yourself. The homeowner, with a minimum of risk, can do many home projects. There are lots of do-it-yourself annuals, online videos, and assistance from home improvement retailers.

Home Tips SWFLReview homeowners insurance. A periodic review of your homeowners insurance may save money also. One way is to increase the deductible. If additional computers, big screen televisions, etc. have been purchased, a review provides an opportunity to include them. If stolen or damaged, having these items listed on your homeowner’s insurance policy will save money if there is any need for replacing.

• Order wholesale or manufacturer direct. Anything from furniture to wallpaper, paint, decorations, carpet, etc. can be ordered online, via telephone, or mail.

• Yard care. Plant shade trees where they will protect your home from hot summer sun and winter winds. Buy flower bulbs in bulk by mail. And if you shop early, most mail order bulb sellers will give you an additional price break. Plant shade trees where they will protect your home from hot summer sun and winter winds. Improving the curb appeal of your home will also have benefits when it’s time to sell.

Click here to view the full article from our friends at Republic Mortgage Home Loans.

SWFL Real Estate

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like me on Facebook    Follow me on Twitter    View my profile on LinkedIn    Visit my blog

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com
Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog  Find us on Yelp

Review us on Yelp