Finding Happiness is easy in this Floridian Paradise!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral, Cape Coral Condo For Sale, Cape Coral Home for Sale, Cape Coral News, Cape Coral Real Estate Market, Cape Coral Realtor, Florida Real Estate, Fort Myers News, Real Estate Market, Real Estate News, SWFL News

 florida-is-your-happy-place

I’m always happy to share these articles which show that Southwest Florida and Cape Coral consistently rank in many surveys as one of the best places to live, retire and find happiness. My goal, as a Real Estate Solutions Provider, is to help my clients find their dream home in this wonderful Floridian paradise that will meet their needs and wants along with their budget.  If you or someone you know is in the market to purchase a home, condo or lot in the area please have them give me a call at 239-425-2503.

Florida is your happy place, a new survey shows

logo-NAPL-27698Clap along if you feel like a room without a roof.

Because you’re happy — at least if you live in Florida, according to a list compiled by HomeAdvisor, a Golden, Colorado-based company that matches contractors with owners who need work done to their homes.

In the spring, HomeAdvisor surveyed 17,629 homeowners across the country, asking them 87 questions to assess how happy they were in their homes.

They found contentment came from three factors:

  • how accessible the house is to important local services and attractions;
  • how safe, diverse and well-knit the surrounding neighborhood is;
  • how comfortable, affordable and well-functioning the home itself is.

Based on those criteria, Florida was in the top 10 states for happy homeownership, ranking sixth.

Outranking the Sunshine State were, in order, California, Washington, New Mexico, Colorado and Arkansas.

The least happy states were Mississippi, Maryland, Indiana, New Jersey and Delaware.

Miami ranks seventh among cities

The survey focused only on the country’s largest cities; breakdowns for the Naples and Fort Myers weren’t available.

However, of 36 cities nationwide, Miami ranked seventh and West Palm Beach 15th.

But other recent surveys have pointed to the Naples area, at least, as a place to find your bliss.

Southwest Florida communities

Last month, the Naples-Immokalee-Marco Island metro area topped the annual Gallup-Healthways State of American Well-Being survey, which measured everything from physical health to a sense of security in 190 metro areas nationwide.

Naples was particularly rich in people who think their community and social ties are strong and who have a sense of purpose, the study found.

Florida ranked 12th on the list of happiest states, the Gallup-Healthways survey found.

In 2014, two economics professors from Harvard and the University of British Columbia analyzed data from the U.S. Centers for Disease Control and Prevention and a number of other studies measuring self-reported life satisfaction, controlling for income, race, education, marital status and family size.

The Naples area was fourth on that list of happiest places, after Charlottesville, Virginia; Rochester, Minnesota; and Lafayette, Louisiana.

Click here to view original article from the Naples Daily News.

Photography by HJL photo

Photography by HJL photo

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. If you found this article interesting and know someone else that might benefit from it please feel free to share!

SWFL Real Estate

We invite you to like us on facebook, connect with us on Google+, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

7 Open House Tips by RE/MAX

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral, Cape Coral Condo For Sale, Cape Coral Home for Sale, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Condo for Sale, Florida Housing Market, Florida Real Estate, Fort Myers News, Home Tips, Homes for Sale SWFL, Open House Tips, Real Estate Advice, Real Estate Market, Real Estate News, Realtor, SWFL Home Tips, SWFL Market News, SWFL Real Estate

Bob Ashworth Open House

7  Things Buyers Can Expect at an Open House

Home Buying Tips SWFLTouring homes can be one of the better parts of the home buying process. For a brief moment you can envision your life in what might be your new home! Still, stepping into someone else’s home, especially during an open house, can be intimidating. Here’s what you can expect:

1. To be asked to sign in.
The agent will ask you to sign in with your contact information so he or she can follow up. Of course you are free to decline.

2. To remove your shoes.
After all, the homeowners has worked hard to make the place sparkle. Tracking dirt onto the carpet or hardwood destroys their effort.

3. (Not) to meet the seller.
Sellers working with an agent usually leave during open houses. This provides you the opportunity to explore free from the distraction of a hovering owner.

4. To scope out the competition.
The number of other people touring the home (and the amount of traffic throughout the day, which you can track on the sign-in sheet if you visit on the late side) can give you a good indication of the level of interest in the property.

5. To wait your turn.
If there are several groups during your visit, wait for them to leave a room before you enter. It’s a great chance to eavesdrop as they may ask the Realtor questions you hadn’t thought of, or comment on features you might not notice yourself.

6. To meet the neighbors.
Chances are, they’ll stop by for a peek. Ask them about the neighborhood. They’re the experts, after all.

7. To hold your tongue.
The Realtor will most likely ask you questions about your home search. Be savvy about what you reveal. Don’t give away any information that could compromise your bargaining power.

Not all homes on the market hold an open house. To expand your touring options, consider working with a buyer’s agent. Talk to Bob Ashworth today about your home buying needs in Southwest Florida. Click here to view original RE/MAX blog post.

Bob Ashworth Remax Realtor SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
Southwest Florida, Gulf access, Waterfront, Lots, Homes & Condos
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Have you Considered Rent to Own?

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Tips, Cape Coral Condo For Sale, Cape Coral Home for Sale, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, FL Real Estate Market Update, Florida Housing Market, Florida Mortgage News, Florida Real Estate, Florida Real Estate News

Human hand holding a picture of a future house

Are you almost ready to buy a home? Have you thought about Rent to Own?

Home-Partners-LogoBob Ashworth Remax Realty Team of SWFL has teamed up with Home Partners of America in order to provide you with more home buying options. If you are interested in buying a home but aren’t quite ready yet or know that you want to live in Southwest Florida but aren’t quite sure exactly where, this might be a good option for you. We have a new and exciting opportunity for you to rent right now and buy a home in a couple of years! Bob Ashworth is available to answer any questions about the Home Partners’ Lease with a Right to Purchase Program so you can decide if it’s right for you.

Cape Coral Rent to Own SearchHOW THE PROGRAM WORKS

The program is very simple: you apply on Home Partners of America’s website, and if you’re approved, we help you find the home you want in Home Partners’ Program. Home Partners buys the home and rents it to you, and you have five years of rent certainty with only a one-year financial commitment on the lease.

And most importantly, you can buy the home that you selected from Home Partners at a price established when you enter the Right to Purchase Agreement, in accordance with the terms of the Agreement. This is an exciting opportunity, and we urge you to apply to the Lease with a Right to Purchase Program if you think it sounds like a good match for you. You can find more information on their website. Click here to search available homes in your area now!

home-partners-of-america-blog-photo

Click here to read more about this wonderful Rent to Own program brought to you by Bob Ashworth Remax Realty Team. As always, we encourage you to call Bob directly at 239-425-2503 with any questions or concerns or to just find out if this is really a good fit for you. If you know of anyone that could benefit from this information please feel free to share it with them. Thanks in advance for subscribing to our blog and allowing us to share this valuable information with you!.

Rent to Own SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Not all Real Estate Agents are Created Equal

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral, Cape Coral Home for Sale, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Florida Real Estate, Florida Real Estate News, Fort Myers Real Estate, Home for Sale SWFL, Home Tips, Homes for Sale SWFL, North Fort Myers Real Estate, Real Estate Advice, Real Estate Market, Real Estate News, Realtor, SWFL Home Tips, SWFL Real Estate

SWFL Home Buying Tips

Should home buyers call the listing agent when making a home purchase?

The short answer is NO!

Cape Coral Home Buying TipsBeyond that, let me start by stating the obvious, that all real estate professionals are not created equal. While you certainly may end up dealing with an agent who is helpful and honest, he or she has made a commitment to represent the seller’s best interest in the sale of their home.

It’s like going to court and using the other side’s attorney. Think about it, you just wouldn’t do it! Oh sure, a few buyers believe that if they deal directly with the listing agent, that they will be able to get the home for a lower amount because the agent will reduce their commission with not needing to pay a cooperating broker. While this may occur, don’t count on it! Though regardless, there is still no experienced real estate pro protecting your interest.

In all honesty, many buyers don’t have any idea the ways in which a good experienced real estate professional looks out for their interest in a contract negotiation. Most buyers think that the price is about the only thing in play. Wrong! Every real estate transaction is about price and terms, including timelines for inspections, appraisal, loan approvals etc. My experience tells me that all buyers need guidance. Even those who don’t think they do. Sometimes especially those who don’t think they do!

Bob Ashworth photo cardIn addition, effective negotiating takes practice. Most people buy or sell one or two, maybe three homes in a lifetime. A full time real estate professional is writing and negotiating real estate contracts every week. If you have your thumb on the pulse of the market and negotiate dozens to hundreds of deals every year, go ahead and make an offer with the list agent. Otherwise, tap into the experience of a good buyers agent assist you with your real estate purchase. The best agents of course are the ones who list and sell homes as well as work with buyers to make a purchase. For instance, I use my experience with buyers on other listings to counsel my sellers on the current mindset of the buying public, and vice versa.

As an added bonus, in virtually all cases, including shopping for a builder to build your new construction home whether it be on your own lot, a lot you purchase, or a home in a developing community; your agent’s commission will be paid by the seller, or builder as the case may be. What many people fail to realize is that the Multiple Listing Service or MLS, is the greatest networking platform ever devised. All Realtor listings get uploaded into the MLS by the listing agent, with a cooperating commission amount clearly displayed to any and all other Realtor’s in that area. While the listing agent may not yet have a buyer for that new listing, maybe one of the thousands of agents associated with the MLS is already working with a buyer looking for a home just like that.

So the next time you are going to buy a home, commit yourself to working with a good experienced Realtor. If it’s SW Florida where you’re buying, I’ll be happy to help you. My pledge is that I will never try to sell you a home; I’ll help you buy one. The one that is right for you and your budget.

AnythingLessBanner

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. If you found this article interesting and know someone else that might benefit from it please feel free to share!

SWFL Real Estate

We invite you to like us on facebook, connect with us on Google+, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

Adorable Gulf Access 2/2 Condo with Canal Views in Cape Coral

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral Condo For Sale, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Condo for Sale, Florida Real Estate News, Fort Myers Real Estate, Lee County Homes, Real Estate News, Realtor, SWFL Real Estate

 SE 1ST PL Cape Coral Condo

Today we want to share with you our latest #SWFL listing – an adorable and affordable Gulf Access 2 bedroom condo with canal views in Cape Coral!

SE 1ST PL Cape Coral Condo 1

4730 SE 1ST PL #201, CAPE CORAL, FL 33904

$89,900     Beds: 2,  Baths: 2,  Sq. Ft.: 817      Listing #215071763

SE 1ST PL Cape Coral Condo 3 SE 1ST PL Cape Coral Condo 4
SE 1ST PL Cape Coral Condo 4 SE 1ST PL Cape Coral Condo 5
SE 1ST PL Cape Coral Condo 6 SE 1ST PL Cape Coral Condo 7
SE 1ST PL Cape Coral Condo 8 SE 1ST PL Cape Coral Condo 9
SE 1ST PL Cape Coral Condo 10 SE 1ST PL Cape Coral Condo 10
Welcome to this adorable & affordable gulf access 2/2 condo with canal views. The condo features ceramic tile throughout, stainless appliances and a pass through from the kitchen to the dining area. The great room has a spacious homey feel to it and accesses the lanai via sliding glass doors. Recent re-plumbing and a brand new air conditioner make this unit a must see.
 SE 1ST PL Cape Coral Condo 2

Click here to view more. Click here to take the Virtual Tour.

bob-remax-sign

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on FacebookFollow us on TwitterView our profile on LinkedInVisit our blogFind us on YelpFind us on Google+

Home Prices on the Rise!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Tips, Cape Coral, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Florida Housing Market, Florida Real Estate, Florida Real Estate News, Fort Myers News, Fort Myers Real Estate, Homes for Sale SWFL, Housing Hot Spot, Housing Market Update, Lee County Homes, Real Estate Advice, Real Estate News, SWFL Home Sales, SWFL Housing Update, SWFL Market News, SWFL News, SWFL Real Estate

Naples-Marco Island home values expected to rise fastest in state

NBC-2.com WBBH News for Fort Myers, Cape Coral

nbc2Sky high predictions are out for the Southwest Florida real estate market. A national survey projects, in the next three years, home values in the Naples-Marco Island market will rise faster than anywhere else in the state.

Whatever brings you here, one thing is true about the Southwest Florida real estate market. “It’s hot,” said Armand Procacci from Procacci Properties. Through 13 years as a realtor, Procacci has seen the ebb and flow of prices. The national research group, Local Market Monitor, predicts Naples and Marco Island home values will rise 41-percent in the next three years. The group cites above average incomes, job growth, and a huge influx of people moving into the area.

Lee-County-FL- Real Estate“I think it’s going to be more on the resales,” explained Carolyn Beggs, the chief operating officer at Local Market Monitor. “I don’t think construction is going to keep up with the demand that we’re seeing.” “There is a lot of new building going on,” Procacci said. “The price per square foot is fabulous.” He said home values will hold strong because non-traditional sales, like foreclosures and short sales, are down tremendously. “I know the demand is coming and we do rentals so we understand the influx of people, the magnitude of people that come into this market,” Procacci said while sitting in a $10 million rental home on Barefoot Beach.

To the North in Lee County, Local Market Monitor predicts, in the next three years, the Fort Myers-Cape Coral market will see home values rise 25 -percent — 6th highest out of 21 metro areas the group studies across Florida. “Primarily the home prices are going to be increasing over the next one, two and three years,” Beggs explained. “Just not necessarily quite as quickly as they are in the Naples market.” “I take it with a grain of salt,” said Procacci. “I don’t see prices going up 41-percent on everything.”

Real estate is directly tied to jobs. Nationally, the number of new jobs grew by 2-percent in the past year. Both the Naples-Marco Island and Fort Myers-Cape Coral markets saw double that growth. Jobs increased by 4-percent in the past 12 months. Home values peaked in 2006 then fell off sharply.

Although no one knows for sure if a downturn is in in the future, the outlook is bright. Click here to view original article.

SWFL Home Sales Cape Coral

I’m always happy to answer any questions and educate my clients on what options will benefit them most in the purchase of a new home, condo or lot in the area.  Please feel free to share this blog post with anyone you feel might be interested or find value in this information.

Bob Ashworth Remax Realtor SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

5 Tips for Better Home Buying

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral, Cape Coral Real Estate Market, Florida Real Estate, Fort Myers Real Estate, Home Tips, Homes for Sale SWFL, SWFL Real Estate

Home Purchase SWFL

Top 5 strategies to help home buyers make their best deal 

  1. Home Buying Tips SWFLKnow the market! Knowledge is power. 

The way to negotiate your best deal when buying a home begins with knowing the market well enough to understand what the value of the home is. Knowledge is power! When I work with my buyer clients, every home we tour and don’t offer on moves them closer to understanding what’s desirable, what’s not, and where the value is.

  1. Hire an experienced Realtor who is working in your best interest.

Don’t work with a Realtor who is trying to sell you something. Work with one who is helping you buy the home that is right for you and your budget.

  1. Price & TERMS matter.

Once you’ve found the right home for you, it’s time to make an offer.

As a listing agent I see many offers from buyers who were poorly advised by their Realtor or real estate agent.

Let’s face it, the very most important attribute to any offer for both the buyer and seller is the price, though it’s not the only thing! Understanding that there are other valuable components to the offer, can greatly assist the knowledgeable buyer in getting a great deal, even in a hot seller’s market!

  1. Low Offer SWFL housing marketDon’t make a low ball offer.

The seller wants to get the most amount of money for their home as is possible. The buyer wants to pay the least amount of money for the home as is possible. How do I advise my buyers to win this struggle? We structure their initial offer to include terms that the seller will find favorable. In addition, unless you are a hit and run buyer, I advise my buyers to offer a reasonable amount of money for the purchase. Not one that we think the seller will accept, but one that has the seller thinking, “Damn, I don’t want to lose this buyer”. In fact, when advising my buyers who have done a ton of work in seeing dozens of homes before finding the right one for them, I recommend we offer a purchase price high enough where including the favorable terms has the seller actually wanting to execute the contract without delay. Sometimes they will, and you’ll have grabbed a fantastic deal. Most often though the seller will try to squeeze the buyer up just a little, making a fair deal for all.

I see hundreds of offers from buyers and their agent, where even though they wish to buy the home, their offer is weak on all fronts. Their chances of getting a good or great deal are severely diminished as upon first look the seller doesn’t even consider their offer a serious one. We’ve all heard of first impressions, or best foot forward!

SWFL Realtor

Here’s an example of a typical offer I see from other (mostly inexperienced) agents.

  • List price $259,900 (comparable sales show the home’s current market value at between $240,000 & $250,000)
  • Offer price $219,900
  • Earnest money deposit $1,000, due 5 or even 10 days after contract execution.
  • Inspection period, 15 days
  • Closing 7-8 weeks
  • Contingent on financing.

What apparently most buyers and their agents don’t know it that the seller scoffs at the offer deeming them not a serious buyer.

Understand here that the SW Florida, Cape Coral, Fort Myers and Lee County in general is a huge real estate market with thousands of listings and hundreds upon hundreds of closed sales every month. Buyers in this market come from all over the world, with large numbers of buyers being from New York, NJ, New England, the Mid Atlantic as well as Ohio, Michigan, Minnesota and Wisconsin. Buyers are in competition with other buyers! In fact it’s not just the seller who won’t let you steal their home for grossly under market value, it’s the other buyers in the marketplace who will pay more than you for it, and the seller knows it. This is why I advise my buyers to make strong offers. Not high offers, but not weak offers. Unless of course they don’t care if they get the house. Most buyers however feel an emotional connection to the home they offer on. Typically it wasn’t easy to discover, and once they found it they would like to actually own it. Here is where structuring a strong offer makes all the difference.

Same home scenario, but offering using my Top 5 Home Buying Deal Maker strategy

  1. SWFL Homes for SaleDon’t skimp on your GOOD FAITH earnest money deposit.
  • List price $259,900 (comparable sales show the home’s value between $240,000 & $250,000)
  • Offer price $235,000
  • Earnest money deposit $10,000 or $2,000 within 1-2 days and $8,000 after 10 days depending on buyers liquidity
  • Inspection period 7-10 days max
  • Closing 6 weeks if financing, 2-3 weeks if cash.
  • Contingent on financing as the case may be.

Now put yourself in the sellers shoes! You know your home is worth between $240k & $250k. You love everything in the offer, except the price. Though you think wow this buyer really wants to buy my house! Depending on your motivation, you are tempted to sign the contract as is to not let this rock solid buyer get away. If you do propose a counter offer, the only thing you will address is the actual sales price. Though again, you will do so with caution as you don’t want to lose this buyer.

I never asked you to put yourself in the shoes of the seller on the first offer of $219,900 with low money down, but trust me, the seller no longer thinks that they might be selling their home to you after receiving your weak offer. That being said, if you as the buyer really did want this home, you’ve now got your work cut out for you. Hopefully the seller will counter offer! Many will not! If they do it’s certain that they will counter all of your terms and maybe reduce the sale price from their list price by a thousand or two. This is how the seller will begin to know whether or not you really do want the house. But now it’s game on and you’ll need to step up. Once you start to step up, the seller knows they’ve got you. With me as their agent we’re going to drag you up to the upper end of the value range.

SWFL Homes for Sale Cape CoralThe rock solid $235k offer without a doubt will negotiate the better deal.

I don’t work with many hit and run buyers, although I have helped a few. One in particular made several low unattractive offers, one at a time with no counter offers from sellers until he had exhausted every home that he found appealing. He then had to double back and engage in negotiations with the very first home he offered on as it was his favorite. You guessed it! The seller ate him for lunch! He ended up paying top dollar as he was now getting very close to moving with no place for his family to go.

Cash is king! Though using my strategies can help you negotiate a great deal even when your offer is contingent upon financing.

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. If you found this article interesting and know someone else that might benefit from it please feel free to share!

SWFL Real Estate

We invite you to like us on facebook, connect with us on Google+, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

Cape Coral Makes the Top 10 Places to Invest in Florida!

Posted in Bob Ashworth, Bob Ashworth Realtor, Business Growth, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Tips, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, FL Real Estate Market Update, Florida Housing Market, Florida Real Estate, Florida Real Estate News, Housing Market Update, Real Estate Investment, Real Estate Market, Real Estate News, SWFL Real Estate, SWFL Real Estate Investing

Florida Living

We’re always on the lookout for good articles to share with you and today we bring you an exciting one! Cape Coral made the Top Ten Places to Invest Real Estate in Florida List and this just confirms what we already knew – Cape Coral is Awesome!

Best Places to Invest in Real Estate in Florida

Florida Real EstateAh, Florida. The land of sand, snowbirds — and real estate speculation.

Ever since the 1920s, when the first real estate boom officially arrived at the doorstep of the Sunshine State, the idea that you too could own a sunny slice of Miami or Tampa has taken root within the American dream.

But, as with any investment, the risk of loss is real and timing is everything. Florida housing prices, which hit a peak in December 2006, are slowly recovering after the Great Recession nosedive — the state’s fall was among the harshest in the nation — but recently, the trend is positive, stoking renewed interest in real estate.

According to the S&P/Case-Shiller Index, considered one of the more reliable indicators of local real estate market trends, home prices in the Miami area have been on an uninterrupted march up since November 2011. Recently, in Lauderdale-by-the-Sea, a community just north of Fort Lauderdale, buyers camped out overnight for a chance to snap up new condos selling for $500,000 to $1 million.

Investors will find real estate prices vary widely across Florida. In NerdWallet’s study of 227 places, the cheapest average sale price was $37.36 per square foot in Kenneth City in Pinellas County. The most expensive was Key Biscayne at $546.77 per square foot, a difference of over $500.

So what area offers the best bang for your real estate investment buck? NerdWallet crunched the numbers to find out.

Real Estate InvestingKey takeaways
Flip this. If your goal is to get in and get out with a profit, here are the top three communities when it comes to speed of sale: Hialeah Gardens, Lauderdale-by-the-Sea and Atlantis. Hialeah Gardens earned the highest mark, a 9.55, in our study on this metric — Zillow’s 2014 market health score. The quicker a house sells, the higher the score, with 10 as the highest.
Beachfront bonus. The Miami-Fort Lauderdale metro area dominated our top 10 list — eight of our top 10 investments are located there.
Going long? Florida’s housing market seems to make the most sense overall for those looking to invest in the long-term. Most of our top 20 places have low scores when it comes to real estate market health, a sign of the continued impact of the Great Recession.

What we analyzed
Our calculations took into account several factors:

Market health. We looked at how quickly houses sold compared with other cities in the state, as well as the change in vacancy rate.
Price per square foot. Weighting for affordability, we measured the price per square foot of housing in a city, averaging all months of 2013 and 2014 to avoid seasonal fluctuations.
Population and home price growth. Averaging monthly price data since 2004, we examined the percentage of houses that increased in value over the past 10 years. We also looked at the increase in population since 2010.
Property taxes. Using state data, we calculated the city and county property tax for each city.

Cape Coral Housing Market

Cape Coral was #9 on this list! 🙂 

Best places to invest in real estate in Florida

1. Doral
Doral tops our list thanks to its relative affordability, low unemployment rate (4.4%, or over a full percentage point lower than the statewide rate) and strong population growth. This north-central Miami-Dade County city from 2010 to 2013 welcomed almost 6,000 new residents, a gain of more than 14%.

2. Bal Harbour
In tiny Bal Harbour, population 2,569, price could quickly become a factor — it’s the most expensive location in our top 20 with an average sales price of $340 per square foot. Still, there are plenty of buyers. On Zillow’s 0-10 scale for speed of sale, Bal Harbour scored a healthy 8.66.

3. Homestead
The watchword in Homestead is growth. More than half — 56% — of its homes have increased in value over the past 10 years, yet housing remains relatively affordable in this city of 61,714 residents. Sale prices over the past two years averaged just $79.42 per square foot, among the most affordable in our study.

4. Miami Lakes
Miami Lakes may not boast oceanfront property, but a full 57% of its housing stock has increased in value over the past 10 years, and vacancies have dropped 3.6%. That’s a good sign for investors who may have to pay a premium for this suburban location just north of Miami. Here, buyers paid an average of $152 per square foot for a house.

5. Marianna
Bargains abound in Marianna, home of our top 20’s lowest price-per-square-foot sale price of $61. It’s also clearly attracting new residents, with a 28% increase in the population from 2010 to 2013.

6. Hialeah Gardens
Hialeah Gardens, population 22,136, had the highest overall market health score in our survey at 9.55. This means buyers who are looking for a quick turnaround on their investment will find many options to flip housing in Hialeah Gardens.

7. Aventura
This diverse and growing community in northeastern Miami-Dade County is known for its high concentration of transplants from the Northeast, and its many high-rise condos. Buyers will find an average sales price of $227 per square foot and options for Intracoastal Waterway and Atlantic Ocean views. The city’s investment score also benefits from its 7.51% increase in population since 2010.

8. Pinecrest
This small suburban village in Miami-Dade County is the second-most expensive in our top 10, with the price of $269 per square foot. Its population has grown a modest 1.54% in recent years, and village leaders are thinking about expanding. A common discussion involves annexing land west of U.S. Highway 1 to help build out the small village’s tax base.

Cape Cora Homes on Canal9. Cape Coral
Cape Coral moves in many directions: It is the largest city in our top 10 at 158,415 residents, and it has an average sales price that is the third lowest in our top 10 at $96 per square foot. It’s the only city on our list located in Lee County, which is also home to Fort Myers. Cape Coral residents are thinking about development, which can have a major effect on real estate values. Recent news reports have focused on plans to develop Bimini Basin as a community gathering place — with some ideas calling for a mix of commercial and open space.

10. Winter Garden
The only place in our top 10 near Orlando, Winter Garden has a lot to offer those diving into the real estate market. Its vacancy rate declined while its population grew over 13%, suggesting strong demand for housing. Perhaps it’s the nearby Disney World effect, but Winter Garden enjoys a particularly strong job market, which supports a growing housing market. The unemployment rate in Winter Garden in December, the most-recent data available, was 3.8%. By comparison, the entire state of Florida was at 5.6% for the same month.

Click here to view original article.

I’m always happy to answer any questions and educate my clients on what options will benefit them most in the purchase of a new home, condo or lot in the area.  Please feel free to share this blog post with anyone you feel might be interested or find value in this information.

Bob Ashworth Remax Realtor SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

Historic Low Mortgage Rates!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, FL Real Estate Market Update, Florida Housing Market, Florida Mortgage News, Florida Real Estate, Florida Real Estate News, Lee County Homes, Lower Your Interest Rates, Money Saving Tips, Real Estate Investment, Real Estate Market, Real Estate News, SWFL Home Sales, SWFL Real Estate

SWFL Real Estate News 1

Mortgage interest rates are back down to historic lows!

Are you thinking about buying a new home in Southwest Florida? If so I have some really good new for you! With these new all time low interest rates you can buy more house for your money!

Lower Interest RatesAs you may or may not know, the 30 year fixed rate home mortgage is based upon the US Treasury’s 10 year bond yield. Last week, the week of January 12, 2015 saw the 10 year treasury dip down under 2% to 1.816% as of the writing of this article.

So you might be wondering, how does this benefit home buyers, sellers? The drop in the 10 year treasury, will virtually immediately signal a drop in 30 year mortgage rates that are already at 4% or less for a well qualified buyer.

We will likely see 30 year mortgage rates down to 3.75% to 3.875% therefore increasing a home buyers borrowing power by reducing the monthly payment required to support the loan. In turn this low rate also helps home sellers as it eases the stress of buyers just a bit while also increasing how much home they can afford to buy.

Nobody knows for sure how long rates will stay at these historic lows, but now is a great time to buy a home as the affordability has never been greater. If you’re not sure how much home you can afford, contact me for assistance.

I’m always happy to answer any questions and educate my clients on what options will benefit them most.  Please feel free to share this blog post with anyone you feel might be interested or find value in this information.

Bob Ashworth Remax Realtor SWFL

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like us on Facebook   Follow us on Twitter  View our profile on LinkedIn  Visit our blog  Find us on Yelp   Find us on Google+

Business Card 2014

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Bob.Ashworth@gmail.com
www.BobAshworth.com

Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog Find us on Yelp Find us on Google+

Shortening the Life Span of your Mortgage!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home in SWFL, Buying a Home SWFL, Buying Questions, Buying Tips, Cape Coral Real Estate, Cape Coral Real Estate Market, Cape Coral Realtor, Early Mortgage Pay Off, Florida Mortgage News, Money Saving Tips, Mortgage Advice, Mortgage Changes, Mortgage News, Mortgage Tips, Real Estate Advice, Real Estate News, SWFL Home Tips, SWFL Mortgage Tips, SWFL Real Estate, Uncategorized

Holding house keys on house shaped keychain in front of a new home

How to pay off your 30 year mortgage in 15 years.

Paying off your mortgage in half the time is easier than you think. Actually, it’s really quite simple, although this advice is rarely ever given to the public. Every one of my clients who closes on a home with me on a 30 year mortgage loan receives this guidance from me and today I want to share it with you.

Early Mortgage Pay OffSurely the main reason that most home buyers select a 30 year loan over a 15 year term is not because they prefer to pay the mortgage twice as long. They make this choice because of its affordability since a 30 year loan has a much lower monthly payment than a 15 year one. The other reason to choose a 30 year over a 15 year is more flexibility. If you’re committed to a 15 year term with your home loan lender when some unforeseen event occurs where all of a sudden your income drops will mostly likely be stuck making the higher payments. This also means you will be unable to refinance into a 30 year which would lower your payments. However, If you were committed to a 30 year mortgage and make additional principle payments on your own, you can immediately halt the additional principle you’ve been sending to conserve cash.

Let’s take a look at the two different options using a $200,000 mortgage loan as the example. For simplicity sake I’ll leave out real estate taxes and insurance and instead just focus on the principle and interest associated with the two different loans. I’ll also use a typical interest rate in today’s market (summer 2014) for an owner occupant home loan.

Mortgage Pay Off Calculator SWFLA $200,000 loan with a 30 year payback at 4.125% would be $969 per month

A $200,000 loan with a 15 year payback at 3.375% would be $1,418 per month

The simple formula is just this. Every month when you review your mortgage loan statement from your lender, find the amount of the payment that is slated to go towards your principle. Hint: it’s usually the smallest amount of all!

The first monthly payment on your $200,000, 30 year loan at 4.125% will be $969 plus or minus a few cents, and not including taxes and insurance. Of that $969, only $282 will go towards your principle balance. Now while your payment will remain the same for the life of the loan, the amount that goes towards principle and interest will change as your principle balance is reduced.

Add $282 to your payment. You’ve just made 2 months of payments. Do this same thing every month, and your 30 year or 360 month mortgage just became 15 years, or 180 months.

Cutting home loanFurther examples:

Next payment the very following month –

Now because you made 2 principle payments, one that was required, and one that was your extra, your new principle balance is now $199,436. Your required payment is still $969 but the amount that will now go towards the principle is $283. Only $1.00 more, but at this pace you’ll pay off your 30 year mortgage in 15 years.

Yes, of course as time goes on the additional principle does become more of a burden. Although it will get better down the road. And at that point you’ll have made quite a dent in not only your principle balance, but in the years required to be mortgage free.

Final example:

5 years or 60 payments made, each including an extra month of principle. Your principle balance will be approximately $160,000 as opposed to $180,000 had you not been making the extra payments. When your principle balance is around $160,000, the required payment is still $969, though $415 +/- is what is going towards principle now. If you’re still committed to a 15 year payoff, your extra principle payment is more than it was in the beginning, but remember; all these principle payments are equity in your home.

Even if you are not able to continue to increase the amount of your extra payment, you’ve dramatically reduced your balance and, your loan will pay off years ahead of schedule saving you thousands of dollars in interest.

bob-remax-sign

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Like me on Facebook    Follow me on Twitter    View my profile on LinkedIn    Visit my blog

Bob Ashworth Remax Realty Team

Bob Ashworth
Realtor, CBR, CDPE
Your Real Estate Solutions Provider
239-425-2503
2326 Del Prado Blvd. S.
Cape Coral, FL 33990
Like us on Facebook Follow us on Twitter View our profile on LinkedIn Visit our blog  Find us on Yelp
Review us on Yelp