Positive Trends in Florida Market!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral News, Cape Coral Real Estate, Cape Coral Real Estate Market, Florida Real Estate, Lee County Homes, SWFL Home Sales, SWFL Housing Update, SWFL News, SWFL Real Estate

SWFL Real Estate Trends

Florida’s housing market continues positive trends in Oct. 2012

ORLANDO, Fla. – Nov. 19, 2012 – Pending sales, closed sales and median prices rose, while the inventory of homes and condos for sale dropped in Florida’s housing market in October, according to the latest housing data released by Florida Realtors®.

“With Thanksgiving just around the corner, we have a lot to be thankful for here in Florida,” said 2012 Florida Realtors President Summer Greene, regional manager of Better Homes and Gardens Real Estate Florida 1st in Fort Lauderdale. “The state’s latest unemployment rate fell to 8.5 percent, the lowest in nearly four years – and combined with the momentum of the housing market, it clearly shows that Florida is on a positive path and has been for months. Pending sales, closed sales and prices are trending up.”

Statewide closed sales of existing single-family homes totaled 17,779 in October, up 25.3 percent compared to the year-ago figure, according to data from Florida Realtors Industry Data and Analysis department and vendor partner 10K Research and Marketing. Closed sales typically occur 30 to 90 days after sales contracts are written.

Meanwhile, pending sales – contracts that are signed by not yet completed or closed – of existing single-family homes last month rose 56.7 percent over the previous October. The statewide median sales price for single-family existing homes in October was $145,000, up 9 percent from a year ago.

SWFL Home SalesAccording to the National Association of Realtors® (NAR), the national median sales price for existing single-family homes in September 2012 was $184,300, up 11.4 percent from the previous year. In California, the statewide median sales price for single-family existing homes in September was $345,000; in Massachusetts, it was $294,900; in Maryland, it was $244,357; and in New York, it was $225,000.

The median is the midpoint; half the homes sold for more, half for less. Housing industry analysts note that sales of foreclosures and other distressed properties continue to downwardly distort the median price because they generally sell at a discount relative to traditional homes.

Looking at Florida’s year-to-year comparison for sales of townhomes-condos, a total of 8,252 units sold statewide last month, up 16.4 percent compared to October 2011. Meanwhile, pending sales for townhome-condos in October increased 47.1 percent compared to the year-ago figure. The statewide median for townhome-condo properties was $107,000, up 20.2 percent over the previous year. NAR reported that the national median existing condo price in September 2012 was $181,000.

The inventory for single-family homes stood at a 5.2-months’ supply in October; inventory for townhome-condo properties was also at a 5.2-months’ supply, according to Florida Realtors. Industry analysts note that a 5.5-months’ supply symbolically represents a market balanced between buyers and sellers.

Home Interest Rates“Once again, everything that should be going up in the market is going up, and everything that should be going down is going down,” said Florida Realtors Chief Economist Dr. John Tuccillo. “As impressive as the year-over-year gains for October are, far more impressive are year-to-date gains of 2012 over 2011. They indicate the depth and resilience of this recovery.”

The interest rate for a 30-year fixed-rate mortgage averaged 3.38 percent in October 2012, down from the 4.07 percent averaged during the same month a year earlier, according to Freddie Mac.

To see the full statewide housing activity report, go to Florida Realtors website and click on the Research page; then look under Latest Housing Data, Statewide Residential Activity and get the October report. Or go to Florida Realtors Media Center and download the October 2012 data report PDF under Market Data.

As a Southwest Florida Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. This blog is all about educating you and empowering you with all the industry news, information, tips and things to consider before buying or selling your home. If you found this article interesting and know someone else that might benefit from it please feel free to share!

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Sincerely,
Bob Ashworth

Home Improvement Mistakes

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral Real Estate, Cape Coral Realtor, Florida Real Estate, Home Selling tips, Improving the Value of your Home, Real Estate Advice, Realtor, SWFL Home Sales, SWFL Home Selling Advice, SWFL Real Estate

Don’t Make Home Improvement Mistakes

Are you investing too much into home improvements? You bet you are if your projects “over-improve” your house for your neighborhood.

As your personal real estate professional, I can tell you exactly when a remodeling project is an “improvement” and when it doesn’t pay. I see the bottom line at resale. (Especially when a huge equity loan drains dollars from my clients’ net proceeds needlessly!).

The FIRST secret to evaluating whether a remodel pays is a comparable analysis of the property in relation to the houses nearby. Will the cost (and aggravation) of the project be returned at resale? After all, an investment that returns 90% is still a loss of 10%.

The SECOND secret is to see if there is an easier way to achieve the same goal. Sometimes getting the features you want is less costly and easier if you sell and move into an entirely new house.

Your real estate agent is just someone who appears when you go to buy or sell a home. You should have my email address and phone number saved on your phone or contact list so you can just pick up the phone or email me with any questions or concerns. I’m here to help you answer questions or get educated on the market, the value of your home, your credit history, mortgage loans, foreclosures, short sales, buying a future home, saving up for your dream home, relocating to this area or selling your current home or condo. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com – go ahead and save this information now so you have it handy when you need it. And please feel free to pass on my information to anyone you know that has any questions. I’m here to help, it’s what I love to do every day!

Home Improvements: Make The Most Of Them! 

It can sometimes be hard to find inspiration to begin working on a new project around the house no matter what experience you have in home improvement. This article provides you the tricks and tips to prepare you for these new challenges.

One good habit for keeping up with home improvement work, is to allocate a budget for home repairs and upgrades. Dedicating some money to maintaining your home each year will help it stay in better shape in the long run. If you do not use all your budget, carry it over to the following year.

Budgeting for your home improvements should be done in the beginning of the year. This is because after the holidays you will have a better assessment of your spending. This is because a lot expenses make you really stressed and you will be likely to overcompensate when it comes to your budget, that is why budgeting at the start of the year helps this problem.

The best home improvement you can do for the exterior of your home is to add a fresh coat of paint. Paint is your homes first line of defense as well as the most significant factor of curb appeal. A good color choice will make the home into a fantastic one.

When renovating, a smart homeowner will spend his money on good quality materials and fixtures instead of expensive decor and furniture. Pricy furniture and high-end artwork is going to go with you anyway once you move, so spending more on what’s staying is going to add more value to the actual home. Attractive and durable fixtures remain in the house and add quite a bit to the home’s resale value.

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Sincerely,
Bob Ashworth

Why Settle Down in Southwest Florida?

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral Real Estate, Cape Coral Realtor, Florida Real Estate, Homes for Sale SWFL, Lee County Homes, Real Estate Advice, Realtor, SWFL Home Sales, SWFL Home Selling Advice, SWFL Real Estate

Southwest Florida

If you’re wondering what Southwest Florida has to offer you as a home owner we’ve put together some great information for you here today! This emerald corner of Florida is one of the country’s most appealing places to live. The subtropical climate makes the outdoors the centerpiece of life—for recreation, sport and, of course, dining and entertainment. By day, there are golf courses, beaches, boating waters and boulevards of shops to explore. And by night, restaurants, clubs and theaters from Fort Myers to Naples light up the shoreline. This is Southwest Florida, perhaps the last true paradise on the gulf coast.

Historic, enchanting, subtle elegance and a captivating mix of cottages, updated residences and spectacular new construction. White sandy beaches, the glistening Gulf of Mexico, world renowned golf courses and the mysterious and wild Everglades. All of this and more, is what you can find in Southwest Florida. Whether you are looking for a place to retire, a vacation property or a year round residence, southwest Florida has a variety of properties and lifestyles to meet your needs. Shopping is great, schools for kids are ideal and you can find plenty of family neighborhoods to fit your specific wants and needs.

Southwest Florida spreads a blanket of sand and warmth along the state’s southernmost Gulf of Mexico shoreline. Starting around Port Charlotte in the north and tripping along a continuum of cities and beach towns all the way to the Everglades, Southwest Florida is a beautiful place to turn a vacation into a lifestyle for anyone seeking sun, water sports, wild treasures, topnotch golf, world-class shopping, fresh seafood, and some of the finest homes.

Southwest Florida is known for the best beaches in the world; they populate maps of Southwest Florida from one end to the other. Thanks to our tropical Florida weather, playing outdoors happens year-round on the beaches and beyond. Whether your idea of fun and adventure means a hole-in-one, pulling in a feisty 100-pound tarpon, or whizzing through the Everglades alligator wetlands, you will find the perfect tropical lifestyle that’s meant for you in SW Florida.

Fort Myers

Fort Myers is known as The City of Palms and was made famous by Thomas Edison and Henry Ford. Impressed by the tropical climate and natural beauty, Edison spent his winters in Fort Myers as thousands of visitors do each season today. Fort Myers is located on the Caloosahatchee River, and is the oldest city in Lee County. Historic downtown brings back the flavor of old Florida.

Sanibel and Captiva Islands

Sanibel, “The Shelling Capital of the Western World,” with more shell variety than any other single beach in Florida. Thick, lush foliage covers the island, half of which is a natural preserve. With miles of bicycle paths, abundant nature, watersports, sandy beaches and breathtaking sunsets, Sanibel and Captiva Islands are an endless tropical playground. Sanibel is tethered to the mainland by a causway (toll) punctuated with pull-offs and picnic spots where sailboards dressed like butterflies skitter in the breeze.

Cape Coral

Sun splashed days and balmy nights mean funtastic playtime fantasies come true in Cape Coral. Sandcastles, beaches, boats and bait fill leisure time in this coastal community that boasts more than 400 miles of canals, plus lakes and a mega-river. The city has a water-filled treat of its own design. Sun Splash Family Waterpark offers more than two dozen wet and dry attractions on 15 tropical acres. Loll in a tube while gentle currents take you on a sightseeing voyage around the park. Or grip the sides and grit your teeth while you pitch and plummet in Cape Fear’s 225-foot black tunnel. Prefer less orchestrated activities? Drift down to the Yacht and Racquet Club and let the kids frolic at the riverfront while you drop a line from the pier nearby.

Naples

Naples offers residents and visitors alike a luxurious and laid-back lifestyle that defines this truly unique community. The city is renowned for gorgeous beach sunsets, magnificent waterfront homes, sumptuous dining, world-class shopping, a vibrant arts scene and abundant outdoor activities including excellent year round boating and fishing not to mention the large number of outstanding public and private golf courses. Naples is sure to please.

Marco Island

Marco Island is graced with miles of white-sand beaches, luxurious real estate, beautiful year-round weather, sumptuous restaurants, fine shopping, dining, lively entertainment, attractions and plenty of recreational activities from boating and fishing, to golf and tennis, and more. All set amid the stunning subtropical beauty that is unique to Southwest Florida’s Gulf coast. Marco Island, Florida is an unforgettable paradise where memories are made and life is enjoyed.

Bonita Springs

Ideally located between Naples and Fort Myers, the community of Bonita Springs offers the unique and inviting Old Florida lifestyle of a charming small beach town. Beautiful beaches along with the sparkling Gulf of Mexico and the natural beauty of Estero Bay offer sun-lovers and anglers the ultimate paradise. Relax and enjoy all that Southwest Florida has to offer with a range of delightful neighborhoods, communities and residential real estate.

Buying a home is a big investment and not something you should decide on without really weighing out all your options and going over all the details. So many times I hear of people making bad decisions and getting the short end of the deal because they didn’t have the right advice or didn’t know what to look for. Thousands of dollars can be left on the table or lost altogether or worse you could get stuck with a home that isn’t what you think you’re buying into. As a Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase.

My pledge to you as a home, land or condo buyer is to work with you to identify your wants and needs, and then work to fit those within your budget. I will never try to sell you a property, I will help you buy one; the one that is right for you and your budget.

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Sincerely,
Bob Ashworth

Upgrading Your Kitchen?

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral Real Estate, Cape Coral Realtor, Certified Buyer Representative, Equal Housing Opportunity, Florida Real Estate, Home Selling tips, Realtor, Sell Your Home Now, Selling your Home, SWFL Home Sales, SWFL Home Selling Advice, SWFL Real Estate, Uncategorized

Upgrading the kitchen is on many homeowners’ “to do” list. And for good reason. A minor kitchen remodel ranks fourth on the list of the top 10 home improvement projects that deliver return on investment, according to Remodeling magazine’s 2010-11 Cost vs. Value Report.

But whether you’re in it for the investment, or just to freshen up the space in your home where people spend the most time, a new kitchen look could be a fun, impactful improvement to your house. Some may start with a weekend project and a $40 can of paint, while others will jump into a $50,000-plus remodel. Either way, one thing is for sure – you can’t go wrong with a beautiful, highly functional kitchen.


A Simple Refresh

If time or budget constraints limit you to changing just a few basic elements of the kitchen, focus on things that make the most impact. Even novice do-it-yourself homeowners can complete many of these items on their own:

* Paint the walls. Painting always tops the to-do list when a mini makeover is in order. It’s an affordable, high-impact way to change the decor of a kitchen. If you’re not changing out cabinets or countertops, be sure to select a color that complements those major elements.

* Add new accessories. Switching out the small decor details in a kitchen can make the room feel entirely new. Maybe its replacing bar stools at the island, re-upholstering pillows or a bench cushion, or even hanging a few new pieces of art or photos on the wall.

* Change the faucet. Often underestimated, the kitchen faucet has a lot of influence in the overall style of the room. Choosing a more up-to-date pull-down or pull-out faucet not only improves the look of the room, but can add significant convenience and functionality.

“Faucets in the kitchen are much more than what they used to be,” says Kevin McJoynt of Danze, a manufacturer of decorative plumbing faucets and fixtures. “They play an important role in setting the decor and focal points of any kitchen.”

A Full Remodel

Homeowners throughout the country are staying in their homes longer than they once did. Because of that, significant remodeling projects tend to rise to the top of the priority list. If you’re in it for the long haul (or even to ensure you get that return on investment), a complete kitchen remodel could be for you.

When the entire room footprint is your canvas, the possibilities are exciting. While a contractor is recommended for most of these projects, make sure you’re involved in exploring the options that will help you use this space as wisely as possible (yet provide beautiful decor in the process):

* Install display shelves. This hot kitchen trend is an eye-catching alternative to hanging wall cabinets. Taking down cabinets is a pretty simple task for two and hanging the shelves is even easier.

* Evaluate the flow of the workspaces. Adding more water sources to your room could improve efficiency and ease. Consider a simple, yet beautiful faucet on the island for prep, a pot filler by the stove to help while cooking, and a hard-working faucet at the main sink for clean-up.

* Mix and match your surfaces. Replacing countertops is one of the most noticeable changes to any kitchen venue. Quartz surfaces are a popular choice, providing a unique combination of quality, hygiene and a look of natural stone. Selecting a lighter color surface for the perimeter and a darker, bolder color for the island is a great way to add another design element to the room.

“With today’s growing popularity in cooking and a rise in the number of at-home chefs, kitchen flow and workspace needs are critical aspects to consider when completely remodeling your kitchen,” adds McJoynt. “The sink and faucet choices for each of these areas can play a big role in the functionality and enjoyment of the space.”

Manufacturers such as Danze offer a wide range of faucet styles in various functional designs, according to McJoynt. So, whether you’re looking to enhance a traditional decor, add sleekness to a contemporary professional-grade room, or something in between, leveraging faucets and other elements can help set the tone for the entire room.

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Sincerely,
Bob Ashworth

10 Home Buying Tips

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral Real Estate, Cape Coral Realtor, Certified Buyer Representative, Florida Real Estate, Home Affordability, Lee County Homes, Realtor, SWFL Real Estate

The top 10 things you need to know when buying a home. 

Buying a home is a big investment and not something you should decide on without really weighing out all your options and going over all the details. So many times I hear of people making bad decisions and getting the short end of the deal because they didn’t have the right advice or didn’t know what to look for. Thousands of dollars can be left on the table or lost altogether or worse you could get stuck with a home that isn’t what you think you’re buying into. As a Real Estate Agent it’s my job to educate my clients and help them get exactly what they want and make sure their best interest are being considered in every detail of the purchase. Below is a list of things to keep in mind when purchasing a home.

1. Don’t buy if you can’t stay put.

If you can’t commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner – even in a rising market. When prices are falling, it’s an even worse proposition.

2. Start by shoring up your credit.

Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover. Click here for Tips on improving your credit.

3. Aim for a home you can really afford.

The rule of thumb is that you can buy housing that runs about two-and-one-half times your annual salary. But you’ll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford. I can help you with this – contact me for support.

4. If you can’t put down the usual 20 percent, you may still qualify for a loan.

There are a variety of public and private lenders who, if you qualify, offer low-interest mortgages that require a down payment as small as 3 percent of the purchase price.

5. Buy in a district with good schools.

In most areas, this advice applies even if you don’t have school-age children. Reason: When it comes time to sell, you’ll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values.

6. Get professional help.

Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process. I have the experience and knowledge to get you in the right home and make sure it’s going to benefit you most! Contact me today.

7. Choose carefully between points and rate.

When picking a mortgage, you usually have the option of paying additional points — a portion of the interest that you pay at closing — in exchange for a lower interest rate. If you stay in the house for a long time — say three to five years or more — it’s usually a better deal to take the points. The lower interest rate will save you more in the long run.

8. Before house hunting, get pre-approved.

Getting pre-approved will you save yourself the grief of looking at houses you can’t afford and put you in a better position to make a serious offer when you do find the right house. Not to be confused with pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history.

9. Do your homework before bidding.

Your opening bid should be based on the sales trend of similar homes in the neighborhood. So before making it, consider sales of similar homes in the last three months. If homes have recently sold at 5 percent less than the asking price, you should make a bid that’s about eight to 10 percent lower than what the seller is asking.

10. Hire a home inspector.

Sure, your lender will require a home appraisal anyway. But that’s just the bank’s way of determining whether the house is worth the price you’ve agreed to pay. Separately, you should hire your own home inspector, preferably an engineer with experience in doing home surveys in the area where you are buying. His or her job will be to point out potential problems that could require costly repairs down the road.

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Sincerely,
Bob Ashworth

Building Your Credit Score

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral Real Estate, Cape Coral Realtor, Clean Credit, Credit Report, Credit Score, Florida Real Estate, Improve Credit Score, Lower Your Interest Rates, Realtor, Selling your Home, SWFL Real Estate, Uncategorized

I’m always looking for ways to help my clients prepare for their new home purchase. Below are some useful tips I recently came across on how to better your credit score so you can get the best home loan possible! Thanks for reading and please share this blog post with anyone you feel might find it useful!

Higher Credit Scores = Lower Interest Rates

Whether you want to buy a house, a condo or a piece of property to build your dream house on, good credit will get you the loan you need at the lowest interest rate possible.

But even if you have a bad credit score from unexpected life situations that couldn’t be helped, there are still lots of things you can do to improve your score

1. Find out your free credit score

You’ll need a score of 660 or higher in order to qualify for most mortgages, but shoot for a credit score of 720 or above to get the best interest rates, which are 1-2 percentage points lower. A few percentage points may not seem significant, but they translate into thousands of dollars difference on your loan.

If you had a $300,000 mortgage for 30 years, the difference in rates could add up to $100,000 in interest. That’s a huge difference that you could save on if you had a better credit score!

2. Check your free credit report card

Pay close attention to your credit card utilization and payment history, which each account for a large portion of your credit score. Your derogatory marks is also worth your time, since an account in collections will really hurt your overall score.

3. Fix it!

If you have a large amount of debt, make an effort to pay it off. Decreasing your credit card utilization by paying down credit charges is a great way to help improve your credit score.

If you have any derogatory marks that you don’t recognize, pull your full, free credit report from Annual Credit Report and investigate. If you find something that’s not yours, get it removed.

4. Wait for it…

Your credit won’t be fixed over night, but by taking a proactive approach to fixing your credit, you can expect to see improvements in six to twelve months. In the meantime, hold off on new credit cards or loans, since the hard inquiries that come with that will ding your credit score.

You can also spend the time researching what kind of mortgage you want. I can help you with this – I can guide you through this process and help you find rates for different mortgages and a mortgage affordability calculator to see how much you can afford.

Taking the steps to improve your credit score can help you will save tens of thousands of dollars with a lower interest rate. Contact me for more details on how you can find and secure the home of your dreams. I’m here to answer all your questions and to help you get on the right track to buying or selling your home!

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Sincerely,
Bob Ashworth

The Market is Changing!

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral Real Estate, Cape Coral Realtor, Clean Credit, Credit Score, Florida Real Estate, Home Affordability, Homes for Sale SWFL, Lee County Homes, Realtor, Selling your Home, SWFL Real Estate

Buyers who have been waiting on the sidelines for home or condo purchases in SW Florida should wait no longer. The median price of all single family homes in Cape Coral sold during the month of January 2012 rose 33% since January 2011 from $89,525 to $119,000 in January 2012. Condo values appear to have bottomed out and are showing signs of pressure towards higher prices. The unprecedented value at which homes and condos could be purchased for is slowing but surely slipping away as we lean towards a more normal market.

In addition, due in part to low prices and historically low interest rates, home affordability conditions have reached their highest level since record keeping began in 1970. Rarely do we see low prices and low rates at the same time. Buyers over the past 2 years have been able to solidify their financial futures in these tough economic times by purchasing a home at 1/2 it’s “true” value, while financing it at severely depressed rates saving them even more money monthly, and over the term of their mortgage.

Unfortunately qualifying for a home loan is more difficult today than it has been at almost anytime in the past, with the exception of when you were required to have a 20% down payment. Today it is so important to keep your credit clean, and to be able to document all income either through W2 and or pay stubs if employed or with copies of your tax return, 2 years please!, if self employed.

We invite you to like us on facebook, follow us on twitter and connect with us on linkedin. We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

We will always be available for personal service by phone or email, so feel free to contact us with questions any time! My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

Sincerely,
Bob Ashworth

Welcome to Bob’s Blog

Posted in Bob Ashworth, Bob Ashworth Realtor, Buying a Condo, Buying a Home, Buying a Home SWFL, Cape Coral Real Estate, Cape Coral Realtor, Florida Real Estate, Homes for Sale SWFL, Lee County Homes, Realtor, Selling your Home, SWFL Real Estate

Hello and thank you for visiting my blog. I know that buying or selling a home is one of the most important things you will ever do, and we want to help make that experience as smooth and successful as possible.

My name is Bob Ashworth, Realtor, CBR, CDPE and I’d like to welcome you to my blog! I specialize in helping buyers and sellers navigate the ever-changing waters of the SW Florida real estate market. This space is designed for bringing you the latest information, news, details, tips, advice, do’s and don’ts in the real estate industry. I’m here to educated you and create awareness on those topics that you need to know about in order to make the best decision that’s right for you!

My offices are located on 2326 Del Prado Blvd. S., Cape Coral, FL 33990. You can reach me at 239-425-2503 or email me at Bob.Ashworth@gmail.com and you can visit my website at www.BobAshworth.com.

My extensive experience and expertise in the Cape Coral, Fort Myers, Fort Myers Beach, North Fort Myers, and Lehigh Acres real estate market will benefit you whether you are looking to buy or sell a home in the area.

Buying a home?

Buyers benefit from my experience and negotiating skills. 

My pledge to you as a home, land or condo buyer is to work with you to identify your wants and needs, and then work to fit those within your budget. I will never try to sell you a property, I will help you buy one; the one that is right for you and your budget.

Selling your home?

Sellers benefit from my Unique Home-Selling System.

I’m committed to selling your home in the least amount of time, and for the most amount of money that the market will bear. We’ll accomplish this by posting multiple photos and virtual tours to dozens of websites, utilizing a 24 hour toll free hotline, and creating a property address specific website with a Quick Response code.

I invite you to like my business page on facebook, follow me on twitter and connect with me on linkedin. I hope that you find my website to be a great source of information and visit often. Whether you are looking for Homes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

I will always be available for personal service by phone or email, so feel free to contact me with questions any time!

Sincerely,
Bob Ashworth